HOW LONG OF A TERM CAN I LEASE FOR?
Terms up to 120 months. Terms can be extended to 120 months on certain equipment.

IS THE LEASE TRANSFERABLE?
Yes, as long as the new lessee's credit qualifies.

CAN I DEFER OR SKIP PAYMENTS?
Yes, we offer deferred, skip and seasonal payments. These programs need to be set up at the beginning of the lease.

WHAT IS THE INTEREST RATE?
Typically, the interest rates are comparable to bank loans. The rate will depend on the term, equipment cost, type of equipment and credit worthiness. In most cases, payments are treated as a rental expense, which is a 100% tax write-off.

WHAT ARE THE CREDIT REQUIREMENTS?
The business must maintain a satisfactory payment history with banks and suppliers. The minimum requirements of the business banking relationship must average in the range of a low five-figure balance. We review the personal credit of the owner(s) looking for a relatively clean credit history (no bankruptcies or tax liens.)

WHEN DO MY PAYMENTS START?
In most cases we collect the 1st and last monthly payment at lease signing, your next payment will be due 30 days after the equipment has been delivered. We can also arrange for quarterly, semi-annual, annual or harvest payment.

CAN I RETURN THE EQUIPMENT AND STOP MAKING PAYMENTS?
No, the lease is not cancellable. (And neither is your bank loan)

DOES ALL THE EQUIPMENT HAVE TO COME FROM THE SAME VENDOR?
No, you can acquire equipment from multiple vendors, private parties or at an auction.

DO YOU OFFER A SALE-LEASBACK OR REFINANCE PROGRAM?
Yes, with approved credit. We can arrange for a sale-lease or refinance program.

CAN I LEASE USED EQUIPMENT?
Yes, we lease used equipment. Always get pre-approved in order to negotiate the best possible selling price.

CAN I LEASE SOFT COSTS OR SOFTWARE?
Yes, we can provide for up to 15% soft costs such as freight, installation and extended warranties as part of the lease.

WHO HAS RIGHTS TO WARRANTIES AND LICENSING FOR THE EQUIPMENT?
Warranties and/or licensing offered by the manufacturer are passed on to you, the Lessee.

HOW LONG DOES THE LEASING PROCESS TAKE?
The credit approval generally takes about 4 to 24 hours for applications from $10,000 to $300,000. Requests for greater than $300,000 require a complete financial package.

WHAT IS THE FIRST STEP TO GET THE LEASING PROCESS STARTED?
Complete a lease application then fax it or mail it in. We can either
fax or mail you one, or you can print an application
directly from our web site.